# Can A Special Needs Trust Be Revocable? [Call Now Click Here](tel:919-659-8433) Click [HERE](https://caryestateplanning.com/contact-us/) to speak with NC’s trusted statewide Estate Planning, Probate, and Special Needs Planning Law Firm! ![Can A Special Needs Trust Be Revocable?](https://caryestateplanning.com/wp-content/uploads/2022/09/Can_A_Special_Needs_Trust_Be_Revocable_Cary_Estate_Planning.jpg) # Can A Special Needs Trust Be Revocable? Table of Contents Toggle It isn’t unusual for a trust to be created that is designed to offset some financial concerns an individual with special needs has. The trust, which is legally referred to as a [special needs trust](/special-needs-planning/), is worded in such a way that it provides the recipient with an income that does not negatively impact their ability to receive public assistance in the form of Medicaid and Social Security. Most special needs trusts are set up by parents or another concerned relative who is worried about what will happen to the recipient when their parents pass and are no longer able to directly oversee their child’s financial situation. It isn’t unusual for some people who are connected to the person named in the trust to wonder if it’s possible to revoke a special needs trust. ## Is a Special Needs Trust Revocable? The short, quick answer to the question is a special needs trust revocable is no. As a rule, once a special needs trust has been created, it’s an irrevocable trust. In some extreme cases, a judge will rule to terminate a special needs trust, but these situations are extremely rare and are often quite expensive. While the idea of an irrevocable special needs trust is often a good idea, particularly since it helps prevent others from potentially misdirecting the funds for their own gain. However, there are some drawbacks to the irrevocable nature of a traditional special needs trust. ## The Downside to the Irrevocable Nature of a Special Needs Trust One of the reasons so many parents like creating a special needs trust for their child is because it can’t be canceled, and the terms can’t be changed. On the surface, this seems like the ideal way to make sure that the child’s finances are set for life and that they never have to worry about lacking the funds needed to finance their care. The problem with the irrevocable nature of special needs trusts is that the terms of the trust can’t be altered to accommodate changing circumstances. The first problem is that it’s sometimes difficult to know if the beneficiary’s health will grow worse. It does, and their medical expenses increase, the special needs trust may prevent them from accessing the additional money needed to cover expensive bills. The even more concerning issue with irrevocable special needs trust is that there are many programs, including Medicaid, that are only available if the beneficiary meets certain income requirements. If this is a concern for the beneficiary and the party creating the trust, one option is setting up a first-party or third-party special needs trust that’s drafted in such a way the trust and the beneficiary’s assets can be managed in a manner that allows them to be eligible for government programs. ## What First-Person Special Needs Trusts Cover The purpose of a first-person special needs trust, which is also called a Self-Settled SNT, is to enable the beneficiary to maintain any assets or financial gains they acquired through things like lawsuits, inheritances, and gifts. This type of trust is a good idea for anyone who was injured as a direct result of an accident. The benefits of this type of special needs trust include: - The beneficiary has the ability to take settlements/inheritances/gifts and set them aside to cover future expenses - The financial windfalls can’t be used to prohibit the beneficiary from qualifying for government programs such as Medicaid, SSI, housing - The finances within the trust are readily available to cover expenses connected to maintaining the beneficiary’s overall health, including therapy, dietary needs, caregivers, and other medical expenses ## What a Third-Party Special Needs Trust Covers A third-party special needs trust, or a pooled special needs trust, is ideal when the beneficiary is unlikely to receive a significant source of money or assets from a single source and requires a trust that allows them to pool their resources. Once the various resources are pooled together, it is managed by a third party who is supposed to try and use the funds to make investments that will be set aside for the beneficiary’s future. The advantages of this type of special needs trust include: - The trust is managed by a professional trustee who has a great deal of experience handling trusts and no personal stake in the situation - This type of trust provides long-term stability - The beneficiary remains eligible for government assistance Special needs trusts are extremely important. They have a massive impact not only on the beneficiary’s peace of mind but also on their ability to receive the medical care they need as they grow older. It’s important to sit down with an experienced special needs trust expert who has the knowledge needed to help you see and understand the pros and cons of the different special needs trusts. The amount of time you dedicate to drafting the best possible special needs trust for your loved one will have a huge impact on their future quality of life. [Contact us today](/contact-us/). ### Author Bio ![James P. Kelly, ESQ](/wp-content/uploads/2026/05/Paul-Yokabitus.jpg) **Paul Yokabitus** Founder & Estate Planning Lawyer Paul Yokabitus is the founder of Cary Estate Planning, where he helps North Carolina families protect what matters most through wills, trusts, probate, and special needs planning. Known for his “planning, not paperwork” approach, Paul turns complex legal concepts into clear, practical strategies so clients feel informed and confident at every step. He has been recognized as a Business North Carolina Legal Elite attorney and a Super Lawyers Rising Star, and was named to the Triangle Business Journal’s 40 Under 40. A graduate of Campbell University School of Law, Paul lives in the Triangle with his wife, Alix, and their two sons. 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They value their clients and go above and beyond to make sure that no details are missed. I would highly recommend Paul to anyone looking to create an estate plan. Marylin I was referred to Paul by my Real Estate Attorney and I could not say enough about how exceptional the client service has been from everyone I spoke to. The communication is prompt and I feel like they really took the time to answer all my questions and set things up exactly as I wanted, but also recommended things to make it easier on my family down the line. Lee After attending one of Paul’s estate planning seminars, my husband and I knew we wanted Paul to assist us with our estate planning. His honest, professional approach to this necessary part of life put us at ease with the process. We will continue to recommend Paul and Cary Estate Planning. Jon We had a great experience working with Paul Yokabitus and the team at Cary Estate Planning to set up our Will and Estate Plan. 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