If you’re thinking about long-term care—and how to afford it—you’ve probably heard the phrase “Medicaid spend-down.” And if that term makes you nervous, it should. Without a strategy, a Medicaid spend-down can jeopardize the wealth you’ve worked hard to build. But there’s good news: with the right legal strategy, you can avoid losing everything. At Cary Estate Planning, we help…

As parents, we spend countless hours worrying about our children's well-being, from their daily needs to their future success. But there's one crucial aspect many parents overlook: what happens to your children if you're no longer there to care for them? At Cary Estate Planning, we've helped numerous North Carolina families create comprehensive estate plans that ensure their children's protection.…

When people think about estate planning, they often focus exclusively on the transfer of financial assets and property. While distributing wealth is certainly important, this narrow view misses one of the most meaningful aspects of a comprehensive estate plan: the opportunity to preserve and pass on your values, wisdom, and life lessons. Why Estate Planning is Important Beyond Financial Assets…

Losing a spouse is one of life's most challenging experiences. Along with emotional grief, surviving spouses in North Carolina often face the daunting task of managing their deceased partner's assets. Fortunately, North Carolina law provides several streamlined options for handling smaller estates without going through the full probate process, including the small estate affidavit. [embed]https://www.youtube.com/watch?v=fI5WS_aKrnk[/embed] What is a North Carolina…

Your Home Might Be Safer Than You Think. Here's Why. If you're a North Carolina homeowner, you may have heard mentions of the "homestead exemption," but aren't sure exactly what it means or how it might protect you. This important legal provision could be crucial in protecting your primary residence during financial hardships. What is the North Carolina Homestead Exemption?…